SBI PO Job Profile Description

SBI PO Job is a white collar job which offers lucrative career options. Every year, millions of aspirants compete for it but only handfuls are successful. As we know Banking Sector is a growing sector, SBI being India’s largest bank, so SBI PO Job offers high career growth and prospects for a bright future in modern banking.

Therefore, it raises curiosity and anxiety among aspirants about the nature and profile of this job, once they are selected and recruited by the bank. To be precise, this has responsible job profile where you have to work at operations, regulatory and marketing aspects of banking.

There are many candidates who are unaware of the operations that will be handled by Probationary Officers (PO) after their appointment to State Bank of India.

Now, we will discuss the SBI Job Profile, after the Probation period.

How SBI is different than other banks?

The Job Profile of SBI PO is different from other Bank PO.  This difference is because of the fact that the State Bank of India is a universal bank which operates in various types of outfits and different dimensions of banking. The common SBI PO Job Profile involves Banking, Administrative Tasks, and any other relatable tasks which are offered by the bank from time to time.

SBI Probationary Officers have to undergo meticulously planned rigorous training to understand the basics of banking. SBI focus more on training as compared to other banks. SBI has various training centres which are spread nationwide.

SBI PO Job Profile

SBI Probationary Officer has probation period of two years. The Probationary Officer can be asked to perform any kind of bank related duty or activity. This can be either clerical or assistant type of job. The reason for this type of versatility in work is to make them flexible and adjustable in working environment and make them familiar with various functions and procedures of the bank.

The Probationary Officer will also be trained in various disciplines like finance, accounting, marketing, billing as well as investment. This is done to make them responsible as well as trustworthy in handling these sensitive operations and activities. The basic objective is to install practical knowledge in them with a sense of responsibility, which will further play a vital role in their banking career.

The other major responsibility of PO is to work competently as Public Relations Officer. In this duty, they have to handle customer complaints and address various customer related issues. These matters can be discrepancies in accounts, rectification of undue charges and looking into complaints regarding services provided by the bank. This duty also includes managerial tasks, such as supervision of clerical work, making decisions for the benefit of the bank, and managing cash balance.

The job profile of SBI PO also includes verification of all the work done by bank clerks. It should be noted that SBI follows the maker & checker system. While doing cash transactions, the clerks are the maker and PO is the checker. So, the responsibility of losses resides entirely with the checker.

In this computer age, PO should be aware of the latest development in modern banking. They should read and understand all the circulars and decisions taken by the bank management. As Indian Government is encouraging paperless transactions, SBI PO job profile also includes responsibilities such as the issue of ATM cards, cheque-books, and demand drafts.

After getting accustomed to bank environment and gaining sufficient experience on various banking procedures, based on your personal skills and aptitude, as a Probationary Officer, you will be assigned more responsible and important work from the bank authorities. These tanks can be planning, budgeting, marketing, loan processing & approval, and investment management.

SBI PO Job Profile subsequent to Probation Period

After being properly trained and getting successful in probation period, the Probationary Officer will be posted in any branch as an Assistant Bank Manager to handle daily day customer based works like passing a cheque, draft issuance, and cash management etc.

SBI PO is trained and exposed to bigger roles and responsibilities as compared to other bank PO. Being India’s largest and most advanced bank, SBI PO will have a huge scope of learning various modes of banking and understanding modern developments of net banking. If you strive for an innovative as well as challenging career, do opt for SBI PO, as it will make you a better banker.

In India, Banking Sector is the one of the most developing sector, so it will entail more opportunities and challenges for you.

It’s time to work hard and grab these opportunities.

Wishing all the Aspirants Good Luck!!!

Author : This content is written & published by IBT Hyderabad - Best Coaching institute for Bank & SSC Coaching. Come & Join IBT and make your dreams come true.